Saving
faith is not just mental assent, but whole-souled entrustment of Christ as both
Lord and Savior, as a product of supernatural grace working in the heart.  Consequently, all who have truly embraced
Christ in faith will be faithful.  Nobody
without faithfulness has true saving faith. 
Saving faith always results in obedience, and faith without works is
dead.  If, after your professed
conversion, you are still like the heathen who stayed in Jericho rather than
Rahab, or still like the idolators of Ur rather than like Abraham, your eternal
destiny will be the same fire and brimstone which those unconverted pagan
wretches have been hopelessly enduring for the last three thousand years and
more.  Abraham was not a sinless man
after his conversion (e. g., Genesis 12:10-13), but he was unquestionably a
changed man.  The new birth does not
bring sinless perfection, but it always brings genuine spiritual life.  The New Covenant includes both the Divine
promise, “I will be merciful to their unrighteousness, and their sins and their
iniquities will I remember no more” and the equally sure Divine promise, “I
will put my laws into their mind, and write them in their hearts: and I will be
to them a God, and they shall be to me a people” (Hebrews 8:10-12).  If you do not have the law written in your
mind and heart, your sins have not been remitted.  If you are still a proud and rebellious man
(Habakkuk 2:4a), your problem is not that you have not entered into the Higher
Life or into a Second Blessing, but that you have never become a just man by
means of genuine faith (Habakkuk 2:4b). 
All the saints, not an elite minority of them only, are just, and not by
imputed only, but also by imparted righteousness.  The Bible never teaches that some Christians
are entirely devoid of spiritual life because they have failed to make a
post-conversion faith-decision to appropriate sanctification.  Rather, Scripture teaches that all believers have spiritual life and the kernel from which all spiritual
blessings, including not justification only, but also sanctification,
progressively unfold themselves in ever-greater fulness and glory.  There is no evidence in either the Old
or New Testaments that some saved people do not live by faith.[i]  Can the believer’s faith fail him in
particular trials?  Yes, certainly.  Can he fall into spiritual declensions and
periods in which his faith is growing weaker? 
Sadly, the answer is an unequivocal affirmative.  However, notwithstanding all such concessions,
it is nevertheless those only who are just
who will live, and will do so because
they exercised saving faith, entrusting themselves to Jesus Christ as both Lord
and Savior, at the moment of their justification and regeneration.  Have you truly come to Jesus Christ?

            Furthermore,
one who does not manifest the obedience of faith should neither be
self-assured, nor be assured by others, that he has indeed passed from death to
life.  Believers have the blessed
possibility and privilege of being assured of their salvation (1 John 5:13),
but only those who manifest the changes evident in 1 John are truly
believers.  Christian personal workers
should follow the pattern of Jesus Christ, who told new converts, “If ye continue
in my word, then are ye my disciples indeed”
(John 8:30-32).  Someone who has newly
professed conversion should not be given assurance because he has repeated a
sinner’s prayer or made an outward profession. 
While it is most proper to rejoice that someone has made such a
decision, personal workers should explain that true conversion results in a
lifestyle of obedience to Jesus Christ, and explaining what Scripture sets
forth as the faithfulness that pertains to the just, they should allow the Holy
Spirit to give assurance.  Indeed,
neither one with a merely outward profession, nor a true Christian who is
backslidden and spiritually decaying, should expect to have Biblical assurance
of salvation.  Also, before a backslidden
Christian can possess Biblical assurance, he needs to repent and have an
upright heart before the Lord restored.

On the other hand, believers who do
manifest the obedience of faith should not doubt their salvation.  God wants His faithful people to joyfully
possess an assured salvation, and a lack of assurance is a great hinderance to
the further growth of Christian faith and to holy living (1 John 1:4; 2:1;
5:13c).  Believer, be assured of your salvation, so that you may more deeply
believe in Christ!  It is not a secondary
or a little thing for you to have assurance. 
It is the will of God.  God has
changed you, and His Spirit testifies inwardly to you that you are a child of
God.  Will you supress and deny God’s
testimony and His work in you?  What sort
of ingratitude and unreasonableness is this? 
God has specifically, and in love, “written unto you that believe on the
name of the Son of God; that ye may know that ye have eternal life, and that ye
may believe on the name of the Son of God” (1 John 5:13).  Receive His promise—be assured of your salvation—and
go on in your Christian walk from strength to strength.

            The
exercise of saving faith is a definite, conscious, willful action that takes
place at a particular moment of a person’s life.  One who has, by grace, turned with all his
heart and soul to Jesus Christ and been born again would in all but the most
extraordinary of situations be able to clearly testify to and explain his
conversion.  The idea, often set forth by
advocates of Reformed theology, that one can have “always believed,”[ii]
so that someone who has grown up under Christian influences, or who has had
baptismal water applied to him in his infancy, need never consciously come to a
point of conversion, is an extremely dangerous, indeed, a soul-damning
heresy.  Ephesians 2:1-3 states:  “And you hath
he quickened, who were dead in trespasses and sins; wherein in time past ye
walked according to the course of this world, according to the prince of the
power of the air, the spirit that now worketh in the children of disobedience:
among whom also we all had our
conversation in times past in the lusts of our flesh, fulfilling the desires of
the flesh and of the mind; and were by nature the children of wrath, even as
others.”  Ephesians was written to the
Christian congregation at Ephesus (Ephesians 1:1), which, of course, included
parents who had infants and children (6:1). 
The children of Christians, like everyone else, are dead in their sins,
under the power of the devil, and fulfilling the desires of the flesh and of
the mind, until they are made alive at the moment they are born again by grace
through faith in Christ (2:8-9).  Since
infants have “no knowledge between good and evil,”[iii]
they do not conduct themselves “in the lusts of [their] flesh, fulfilling the
desires of the flesh and of the mind.” 
Since all those made alive in Christ at one time conducted themselves in
the lusts of the flesh and of the mind, people—including those with Christian
parents—are only born again after they have reached an age where they are able
to so conduct themselves, and consciously repent and believe the gospel.  Nobody has always been a Christian.  The only people who are made alive in Christ
are those who have been consciously lost, walking in sin, and have subsequently
repented and believed.[iv]  Conversion is the most important event that
can take place in the life of any individual. 
One does not repent by accident. 
A person who has experienced the stupendous change associated with
conversion should be able to describe when and how it took place.

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